Service Details
Property All Risks Insurance offers comprehensive protection against a wide range of physical losses or damages to property arising from any cause that is not specifically excluded in the policy. This includes risks such as fire, accidental damage, natural disasters, and other unforeseen events. The policy typically covers both the physical structure of the property and its contents.
The benefits are extensive — providing financial protection, peace of mind, and the assurance that recovery from unexpected incidents can happen swiftly. Whether for individuals or businesses, this policy serves as a complete safeguard for valuable assets.
Frequently Asked Question
A: While Fire & Special Perils Insurance covers only specific named risks, Property All Risks Insurance provides broader protection — covering all causes of loss or damage unless explicitly excluded in the policy. This makes it a more comprehensive form of property protection.
A: The policy can cover residential buildings, commercial properties, offices, factories, warehouses, and other physical assets — including contents such as furniture, equipment, and machinery.
A: Yes. Common exclusions include normal wear and tear, war or nuclear risks, mechanical breakdown, or deliberate damage. It’s important to review the policy document carefully to understand the full list of exclusions.
Service Included
- Comprehensive Property Coverage
- Structural and Contents Protection
- Accidental Damage Coverage
- Natural Disaster Protection