Service Details
Public Liability Insurance provides protection against legal liabilities arising from accidental injury to third parties or damage to their property caused by the policyholder’s business activities or operations. It covers compensation payments, legal defense costs, and related expenses.
This insurance is essential for businesses that interact with the public, clients, or contractors, ensuring financial protection and business continuity in the event of unexpected accidents or claims.
Frequently Asked Question
A: It covers third-party bodily injury, property damage, and the associated legal expenses for defending or settling claims resulting from business operations or accidents on the premises.
A: Any business that deals directly with customers, suppliers, or the public — such as retailers, contractors, event organizers, and service providers — should have this coverage to protect against liability risks.
A: No. Employee injuries are not covered under Public Liability Insurance; they are covered by Workers Compensation or Employers Liability Insurance policies.
Service Included
- Third-Party Injury & Property Damage Coverage
- Legal Defense & Settlement Costs
- Product & Premises Liability
- Optional Extensions
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